Student Health Insurance Program (SHIP)

All students in a degree program must have health insurance commensurate with the insurance plan provided for purchase by the school.

The Graduate Theological Union and participating member schools and institutions sponsor a medical insurance plan designed to provide students with complete medical coverage at a very reasonable cost. The plan is with Kaiser Permanente, one of the largest health plans in California, with over 8,000 physicians at more than 150 locations in northern and southern California to serve you. The SHIP plan has a $500/person, $1,000/family deductible, 20% coinsurance after the deductible due for in-patient hospital care and out-patient surgery, and related tests and labs, and a $40 co-payment. However, there is no charge for preventative care.

This health insurance plan is available to students enrolled for at least six or more credits or units per semester at one of the following institutions (if you have questions or need more information contact the person listed below):

If you are enrolled for nine (9) or more credits or units in any one semester, you must enroll in the GTU SHIP program, or provide proof of health insurance that has comparable benefits and costs. Enrollment in the SHIP plan is for the twelve months of the academic year beginning on September 1st and ending on August 31st. Unless your eligibility to participate in the program changes, you will be enrolled for the entire year. If you enroll in spring semester, the plan becomes effective February 1st. Premiums for the plan are paid in two equal installments at the beginning of the Fall and Spring/Intersession semesters. The semester rates for the SHIP plan are:

 Per SemesterPer Year
Student and Spouse$3,781.14$7,562.28
Student and Child(ren)$3,437.40$6,874.80
Student and Family$5,499.84$10,999,68

Student enrollment periods are August 18 to September 12, 2016 and January 19 through February 15, 2017.

To enroll in the GTU SHIP program or to provide information about membership in a comparable plan and, therefore, waive out of the GTU program, point your browser to

If you run into problems trying to enroll in or waive out of the GTU plan and cannot resolve your problems before the end of the fall or spring deadlines (see above), complete the appropriate form and submit it to the contact person at your school listed above:

GTU Student Health Insurance Enrollment Form

GTU Student Health Insurance Waiver Form

The above forms are available at the following website:

For further information, contact the Student Accounts Manager,

Healthcare for Graduates:

According to Kaiser, Cobra is strictly for employees, not student graduates. However, student may pick the Continuation Plan/Conversion Plan. When a student has graduated, there is a Continuation Plan through Kaiser. Student should call Member Services at (800) 464-4000 and explain that their coverage will be ending and want to look into a Continuation Plan.